Serving the san francisco bay area + beyond since 1976
Serving the san francisco bay area + beyond since 1976
50
years
EST. 1976
GROWTH – LEVEL II
Growth
Understand What’s Driving Your Business
In addition to all of the services in Level One, this level adds planning, forecasting, financial analysis, and regular advisory conversations so you can better manage cash, control spending, improve profitability, and prepare for what’s ahead.
Growth can help you:
- Build budgets and financial forecasts
- Anticipate cash flow needs before they become problems
- Understand trends affecting profitability
- Evaluate spending and identify potential savings
- Plan for future equipment and capital needs
- Strengthen internal financial controls
- Turn financial results into actionable decisions
- Meet quarterly to discuss performance, priorities, and next steps
The result
Better visibility + more informed decisions + a clearer path to profitable growth.
Frequently Asked Questions
How can financial forecasting help me make better business decisions?
Financial forecasting helps you look beyond what has already happened and anticipate what may be ahead. B+Co uses historical results, current performance, and business assumptions to develop forecasts that can help you evaluate hiring, spending, investments, cash needs, and growth opportunities before committing resources.
My business is profitable. Why do I still have cash flow problems?
Profitability does not always translate into available cash. Slow customer payments, inventory, debt payments, capital purchases, owner distributions, and the timing of expenses can all affect cash flow. B+Co helps you understand where cash is going, anticipate future needs, and identify changes that may strengthen your working capital position.
How can I tell which parts of my business are actually profitable?
Overall profit doesn’t always tell the full story. B+Co can analyze revenue, direct costs, labor, overhead, and other financial data to help you better understand profitability byproduct, service, customer, project, location, or other meaningful business segment. That visibility can help you make better decisions about pricing, spending, staffing, and where to focus your resources.
What financial KPIs should I track as my business grows?
The right KPIs depend on your business and industry, but may include gross margin, operating margin, accounts receivable days, working capital, labor utilization, revenue growth, cash flow, and other operational measures. B+Co helps identify the metrics that matter to your business so you can focus on information that supports decisions rather than simply collecting more data.
How often should I review my business's financial performance?
Waiting until year-end can leave too little time to respond to problems or opportunities. Through B+Co’s Growth level, we combine ongoing financial reporting and analysis with quarterly advisory conversations to review performance, cash flow, forecasts, and priorities—and determine what may need to change.